56374 ZIP Code — Saint Joseph, MN

Stearns County, Minnesota

ZIP code 56374 is located in Saint Joseph, Minnesota, within Stearns County. It covers approximately 66.42 square miles and serves a population of 10,049 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 320.

About ZIP code 56374

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $267,800. Owner-occupancy is high at 76%, well above the national average.

Median household income is $80,386. Poverty affects 18% of residents, above the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 34% of residents holding a bachelor's degree or higher.

Overall, ZIP code 56374 reflects a community defined by economic challenges above the national average and high homeownership.

10,049

population

66.42

sq mi land

Standard

ZIP type

Central (CT)

timezone

56374 ZIP code map

Cities in ZIP code 56374

Below are the cities the US Postal Service accepts for ZIP code 56374. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Joseph	Acceptable
Saint Joseph	Preferred

Nearby ZIP codes

56310 Avon (3.8 mi) 56377 Sartell (7 mi) 56303 Saint Cloud (7.3 mi) 56303 Saint Cloud (7.3 mi) 56303 Saint Cloud (7.3 mi) 56388 Saint Cloud (7.6 mi) 56340 Holdingford (10 mi) 56301 Saint Cloud (10.1 mi) 56301 Saint Cloud (10.1 mi) 56301 Saint Cloud (10.1 mi) 56372 Saint Cloud (10.2 mi) 56393 Saint Cloud (10.2 mi)

Demographics updated 05/2026

Population
Total population	10,049
Population density	151 / sq mi
State FIPS	27
County FIPS	145

Geography
Land area	66.42 sq mi
Water area	1.75 sq mi
Latitude	45.6164
Longitude	-94.3583
Timezone	Central (CT)
Area code	320

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.2%	38.8%	33.6%
$50k – $100k	32.5%	33.9%	31.5%
$100k – $200k	28.1%	22.7%	26.5%
Over $200k	7.2%	4.6%	8.5%

Demographics & statistics

10,049

Population

151

People per sq mi

32.0

Median age

$80,386

Median household income

$35,594

Per capita income

$267,800

Median home value

$1,064

Median monthly rent

76.0%

Home ownership

17.8%

Poverty rate

2.6%

Unemployment

2,761

Housing units

34.1%

Bachelor's or higher

Age distribution

Male Female

190

Under 5

229

289

5–9

348

252

10–14

303

450

15–19

540

769

20–24

923

519

25–34

622

401

35–44

481

484

45–54

582

323

55–59

387

278

60–64

334

355

65–74

426

229

75–84

274

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,890	18.8%
18 and over	8,159	81.2%
65 and over	1,345	13.4%
Median age	32.0 years

Race & ethnicity

White 87.8%

Black or African American 6.1%

Two or more races 2.6%

Asian 1.5%

Hispanic or Latino 1.2%

Other race 0.6%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	8,928	87.8%
Black or African American	623	6.1%
Two or more races	260	2.6%
Asian	153	1.5%
Hispanic or Latino	118	1.2%
Other race	61	0.6%
Native Hawaiian / Pacific Islander	24	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.2%	38.8%	33.6%
$50k – $100k	32.5%	33.9%	31.5%
$100k – $200k	28.1%	22.7%	26.5%
Over $200k	7.2%	4.6%	8.5%

Under $10k 5.1%

$10k–$15k 1.5%

$15k–$25k 4.5%

$25k–$35k 6.8%

$35k–$50k 10.4%

$50k–$75k 18.9%

$75k–$100k 13.2%

$100k–$150k 20.7%

$150k–$200k 8.2%

$200k+ 10.7%

Range	% of households
Under $10k	5.1%
$10k–$15k	1.5%
$15k–$25k	4.5%
$25k–$35k	6.8%
$35k–$50k	10.4%
$50k–$75k	18.9%
$75k–$100k	13.2%
$100k–$150k	20.7%
$150k–$200k	8.2%
$200k+	10.7%
Median income	$80,386

Housing

Home values

Under $50k 2.0%

$50k–$100k 1.6%

$100k–$150k 5.6%

$150k–$200k 15.3%

$200k–$300k 36.8%

$300k–$500k 30.9%

$500k–$1M 6.2%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$267,800
Median rent / month	$1,064
Owner occupied	76.0%
Renter occupied	24.0%
Vacant	5.2%
Single-family detached	74.9%
Large apartment buildings	4.9%
Mobile homes	0.7%
Median rooms	6.3
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	0.0%
2010–2019	6.9%
2000–2009	19.8%
1990–1999	18.0%
1980–1989	14.7%
1970–1979	19.4%
1960–1969	8.9%
1950–1959	0.6%
1940–1949	5.2%
1939 or earlier	6.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	5.6%
2 bedrooms	14.3%
3 bedrooms	34.1%
4 bedrooms	38.4%
5+ bedrooms	7.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.3%
1 vehicle	29.8%
2 vehicles	39.5%
3 or more	28.4%

Heating fuel

Fuel type	%
Utility gas	55.0%
Electricity	22.7%
Propane / LP gas	14.4%
Fuel oil	1.1%
Wood	3.2%
Solar	0.1%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	1,591	46.9%
Cohabiting couple	223	6.6%
Male householder, no spouse	827	24.4%
Female householder, no spouse	750	22.1%
Households with children under 18	871	25.7%
Households with seniors (65+)	781	23.0%
Average household size	2.50

Marital status

Status	Male	Female
Never married	47.1%	51.0%
Married	45.1%	36.0%
Separated	0.0%	0.0%
Widowed	1.8%	3.3%
Divorced	6.0%	9.7%

Education

Less than 9th grade 4.5%

Some HS, no diploma 2.7%

HS graduate 18.8%

Some college, no degree 20.9%

Associate's degree 19.1%

Bachelor's degree 22.3%

Graduate / professional 11.7%

Metric	%
HS diploma or higher	92.8%
Bachelor's or higher	34.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	100	2.7%
Kindergarten	161	4.4%
Elementary school	929	25.2%
High school	399	10.8%
College / grad school	2,101	56.9%

Employment

Industry of employment

Education & healthcare 39.6%

Manufacturing 9.4%

Retail trade 8.8%

Professional & management 8.8%

Arts, food & hospitality 7.2%

Construction 7.1%

Finance & real estate 4.8%

Transportation & utilities 4.7%

Other services 2.8%

Public administration 2.2%

Agriculture & mining 1.8%

Wholesale trade 1.8%

Information 1.0%

Occupation

Category	%
Management, business & arts	44.1%
Service	17.1%
Sales & office	19.3%
Natural resources & construction	9.9%
Production & transportation	9.6%

Employment type

Type	%
Private sector	81.7%
Government	13.2%
Self-employed	4.7%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	72.9%
Carpool	7.2%
Public transit	2.2%
Walk	10.7%
Work from home	5.2%
Other means	1.9%
Avg commute (minutes)	19.8

Poverty

All people 17.8%

Under 18 years 27.7%

18 and over 15.0%

Married-couple families 5.5%

Female-led households 15.6%

Income support

Source	% of households
Social Security	25.7%
Retirement income	20.2%
Supplemental Security	2.8%
Cash public assistance	3.4%
Food stamps / SNAP	7.9%

Health indicators

Condition	%
Obesity	30.5%
High blood pressure	22.0%
High cholesterol	24.0%
Diabetes	6.4%
Heart disease	4.3%
Stroke	2.1%
Asthma	9.8%
Arthritis	17.5%
Kidney disease	2.1%
Pulmonary disease	4.5%
Cancer	4.8%

Behavior / access	%
Smoking	15.7%
Binge drinking	21.4%
No physical activity	19.6%
Less than 7 hrs sleep	28.9%
Depression	25.8%
Fair or poor health	10.2%
Poor mental health	16.3%
Poor physical health	8.2%
No health insurance	10.0%
Visited doctor (checkup)	68.1%
Visited dentist	70.9%
Cholesterol screening	82.9%
Teeth loss	10.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	296	3.6%

Disability	%
Any disability	10.8%
Under 18	2.5%
18–64 years	9.9%
65 and over	27.1%

Health insurance coverage

Type	%
Private insurance	79.5%
Public insurance	31.3%
No insurance	2.6%
Uninsured under 19	0.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,630	95.8%
Spanish	248	2.6%
Other Indo-European	0	0.0%
Asian & Pacific Islander	3	0.0%
Other languages	45	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,568	95.2%
Born in same state	9,510	94.6%
Born in different state	7,528	74.9%
Foreign born	58	0.6%
Naturalized citizen	481	4.8%
Not a US citizen	187	38.9%

Ancestry

Ancestry	Count	%
Italian	825	8.2%
Polish	522	5.2%
French	432	4.3%
Arab	280	2.8%
English	239	2.4%

Ancestry	Count	%
Dutch	88	0.9%
German	40	0.4%
Irish	3	0%
Norwegian	3	0%

Technology access

Metric	% of households
Computer access	33.7%
Internet access	95.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56374

What city is ZIP code 56374 in?

ZIP code 56374 is primarily assigned to Saint Joseph, Minnesota.

What county is ZIP code 56374 in?

ZIP code 56374 falls within Stearns County, Minnesota.

What is the poverty rate in ZIP code 56374?

18% of residents in ZIP code 56374 live below the poverty line, above the national average.

What is the population of ZIP code 56374?

ZIP code 56374 has an estimated population of 10,049 residents, with a density of 151 people per square mile.

What is the typical home value in ZIP code 56374?

The median home value in ZIP code 56374 is $267,800.

What is the median household income in ZIP code 56374?

The median household income in ZIP code 56374 is $80,386, above the national median of ~$75,000.

What timezone is ZIP code 56374 in?

ZIP code 56374 observes the CST timezone.